So here is a FREE checklist to help you gather memories for your Christmas 2007 scrapbook. Free download attachment. http://selfhelpresources.bravehost.com/shr7.html Print the page one each side, front and back so the one sheet can be tacked to the refrigerator or another convenient place. Here are some tips to keep in mind for your checklist that […]

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According to Cardweb.com, Americans spend an average of $700 per household for Holiday gifts. If you are one of those people who end up spending more than they can afford, read these tips to make this Holiday season a debt-free one. 1. Set Spending Limits Make a budget and then stick to it. If you […]

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